Although some business types can be problematic (such as tanning studios and computer game shops) a wide range of retail shop types can be accommodated in the standard package policy. There are extensions to cover for specific trades such as treatment risks for hairdressers or complementary therapists.
Many 'low-risk' trades with low value stock can be placed on cover at minimum premium.
- Legal requirement if you employ anyone
- Protect your assets such as buildings, contents and stock
- Protect your livelihood
- Protect your staff
- Peace of mind
Insurance cover can include
- Public liability
- Employers liability
- Buildings & contents
- Stock
- Money
- Goods in Transit
- Business Interruption
You must declare any internet and mail-order sales and whether you export goods.
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